Date: January 03, 2017

Ladies and Gentlemen,

ISDA 2015 Universal Resolution Stay Protocol - Initial Adherence

The purpose of this letter is to confirm our adherence to the ISDA 2015 Universal Resolution Stay Protocol as published by the International Swaps and Derivatives Association, Inc. (ISDA) on 4 November 2015, including the SFT Annex and the Japanese Annex thereto (the Protocol). This letter constitutes, as between each other Adhering Party and us, an Initial Adherence Letter as referred to in the Protocol. The definitions and provisions contained in the Protocol are incorporated into this Initial Adherence Letter, which will supplement and form part of each Covered Agreement and Covered Credit Enhancement between us and each other Adhering Party, by us in favor of each other Adhering Party or in favor of us by each other Adhering Party.

1. Specified Terms

As between each other Adhering Party and us, the amendments in the Attachment to the Protocol, the SFT Annex and the Japanese Annex, shall apply to each Protocol Covered Agreement to which we are a party, or with respect to which we receive or provide credit support, in accordance with the terms of the Protocol and this Initial Adherence Letter. We understand that the terms of this Protocol apply to both Covered Agreements and Covered Credit Enhancements between us and another Adhering Party, by us in favor of another Adhering Party or in favor of us by another Adhering Party

2. Appointment as Agent and Release

We hereby appoint ISDA as our agent for the limited purposes of the Protocol and accordingly we waive any rights and hereby release ISDA from any claims, actions or causes of action whatsoever (whether in contract, tort or otherwise) arising out of or in any way relating to this Adherence Letter or our adherence to the Protocol or any actions contemplated as being required by ISDA.

3. Payment

Each Adhering Party must submit a one-time fee of U.S. $1,000 to ISDA at or before the submission of this Initial Adherence Letter.

4. Contact Details

Our contact details for purposes of this Adherence Letter are:

We consent to the publication of a conformed copy of this letter by ISDA and to the disclosure by ISDA of the contents of this letter.

BY: